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Policy Shielder

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Guide
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Car Insurance Calculator

Calculate comprehensive and third-party car insurance premiums

Vehicle Details

Vehicle Type

Hatchback

Sedan

SUV

Vehicle Age (Years)

Range: 0 – 20 years

Insured Declared Value (IDV)

₹

Current market value of your vehicle

Registration Location

No Claim Bonus (NCB)

Driving History (Last 3 Years)

Accidents/Claims

DUI/DWI History

Traffic Violations

Add-on Covers

Zero Depreciation

+15%

Engine Protection

+8%

Roadside Assistance

+3%

Return to Invoice

+10%

Consumables Cover

+5%

Personal Accident

+2%

Voluntary Deductible

Insurance Premium

Comprehensive

₹0

Third Party

₹0

Coverage Details:

Vehicle IDV: ₹0

NCB Discount: 0%

Add-on Premium: ₹0

Deductible Savings: ₹0

Risk Level: Low

Plan Comparison

Insurer	Comprehensive	Third Party	Claim Ratio	Rating

Premium Breakdown

Future Premium Projection

PolicyShielder

PolicyShielder.com is an independent online platform committed to simplifying insurance information for users. We provide clear, unbiased content to help you compare and understand different insurance products. Our goal is to empower you to make confident and informed insurance decisions.

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IRDAI Disclaimer: Insurance is a subject matter of solicitation. The information provided on PolicyShielder.com is for general understanding and informational purposes only. The final decision to purchase any insurance policy rests solely with the user after verifying the product details and consulting with a certified insurance advisor. The Insurance Regulatory and Development Authority of India (IRDAI) does not undertake any responsibility for the accuracy or completeness of the content provided and does not endorse any specific insurance product or provider. Users are advised to read the sales brochure/policy wording carefully before making any purchase.

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