Home Insurance Calculator Calculate comprehensive home insurance premiums Save Export PDF Property Details Property Type Apartment Villa Independent Property Value ₹ Current market value of the property Built-up Area (sq ft) Construction Cost (₹/sq ft) Location (PIN Code) Low Seismic Zone Medium Seismic Zone High Seismic Zone Low Flood Risk Medium Flood Risk High Flood Risk Coverage Selection Structure Coverage Building structure, walls, roof, foundation Contents Coverage Furniture, electronics, personal belongings Personal Liability Legal liability for injuries or damages Contents Value ₹ Additional Covers Fire & Earthquake +₹500 Burglary & Theft +₹300 Natural Disasters +₹750 Electrical Breakdown +₹400 Temporary Accommodation +₹200 Public Liability +₹350 Security Features (Premium Discounts) Security Alarm System -5% CCTV Surveillance -3% 24/7 Security Guard -7% Fire Safety Equipment -4% Property Inflation Rate (%) Annual increase in property and construction costs Calculate Premium Risk Assessment Insurance Premium Annual Premium ₹0 Monthly Premium ₹0 Coverage Details: Structure Coverage: ₹0 Contents Coverage: ₹0 Add-on Premium: ₹0 Security Discount: ₹0 Risk Assessment Overall Risk Level: Medium Premium Breakdown Coverage Value Projection Insurer Comparison Insurer Premium Claim Ratio Rating