Loan Details
Loan Type
Home Loan
Car Loan
Personal
Loan Amount
₹
Range: ₹1L - ₹1Cr
Annual Interest Rate (%)
Home Loan: 8-12%, Car: 7-14%, Personal: 10-20%
Loan Tenure
Years
Years
Months
Unit
Prepayment Options
Enable Prepayment
Amount (₹)
Start Year
Frequency
Yearly
One Time
Prepayment Option
Reduce Tenure
Reduce EMI
Inflation Rate (%)
For inflation-adjusted calculations
Calculate EMI
Compare Loan Options
EMI Calculation
Monthly EMI
₹0
Total Interest
₹0
Loan Summary:
Principal Amount:
₹0
Total Amount Payable:
₹0
Loan Tenure:
20 years
Interest Rate:
8.5%
Tax Benefits:
Principal: ₹1.5L (80C) + Interest: ₹2L (80EE/80EEA)
Prepayment Impact
Interest Saved
₹0
Tenure Reduced
0 months
Principal vs Interest
Amortization Schedule
Year
EMI
Principal
Interest
Balance
Loan Comparison
Option
Rate
Tenure
EMI
Total Interest